Jumbo Loan Amount 2024

Jumbo Loan Amount 2024. Jumbo loan limits vary by lender, but the key question is when does a loan become a jumbo loan? We explore jumbo loan down payments in more detail below, but since mortgage lenders have more leeway to set their own underwriting.

 — for much of the u.s., the divide between conforming loans and jumbo mortgages is $766,550 in 2024. So anything above that level would be considered a jumbo mortgage loan.